However, if you would feel more prepared, begin thinking about some of the following items as to whether you have them or need to get them:

• Roughly, how much do you owe total on your student loans?
• Are these federal or private loans?
• How much are you paying monthly?
• Do you know your current interest rates?
• Do you file your taxes married or single?
• Do you have any children or dependents?
• So your total household size is ___?
• What is roughly your total household yearly income before taxes or the gross amount?
• Do you have your FAFSA pin number (Free Application for Federal Student Aid)?
• Have you ever attended a school and withdrew prior to receiving a diploma?
• Have you ever attended a school that may have closed after receipt of your diploma?
• Are you a teacher?
• Do you work for a non-profit?
• Do you currently have a wage garnishment in place on any student loan debt?