
However, if you would feel more prepared, begin thinking about some of the following items as to whether you have them or need to get them:
- Roughly, how much do you owe total on your student loans?
- Are these federal or private loans?
- How much are you paying monthly?
- Do you know your current interest rates?
- Do you file your taxes married or single?
- Do you have any children or dependents?
- So your total household size is ___?
- What is roughly your total household yearly income before taxes or the gross amount?
- Do you have your FAFSA pin number (Free Application for Federal Student Aid)?
- Have you ever attended a school and withdrew prior to receiving a diploma?
- Have you ever attended a school that may have closed after receipt of your diploma?
- Are you a teacher?
- Do you work for a non-profit?
- Do you currently have a wage garnishment in place on any student loan debt?