Pre Bankruptcy Instructions

Information to get you started:

1. Confirm the Judicial District that you’re filing your bankruptcy in with your attorney.
2. Have your attorney contact information: Name, Address, Telephone and Fax numbers, email and Attorney Billing Code (if applicable).
3. Information required for the session:
   • Income documentation (monthly pay stub)
   • Monthly living expenses
   • Estimated assets
   • All secured and unsecured debts (can use either the individual bills or your credit reports)

Options:

Online Completions

1. Go to the "Immediate Pre Bankruptcy Online Registration for FIRST TIME USERS".
2. Go through and fill out all of your information, including payment --> Create Username & Password.
3. Proceed to next screen and login using your newly created username and password.
4. Click the Pre-Filing Tab.
5. Proceed through the program, and input your information listed above.
6. Program will instruct you to call us back to complete your session.
7. We will review your financial summary, budget analysis and review your options for you.
8. Upon completion we will issue your Certificate.

Telephone Completions

1. Gather information listed above and call Pioneer: 1-800-888-1596.
2. Make payment: Fee is $35 per individual or $45 per couple.
   We accept: Debit Cards & Western Union.
   Cashier’s Checks or Money Orders should be mailed to:
   Attn: Accounting Dept.
   PO Box 6860
   Rapid City, SD 57709-6860
3. We will go through the Credit Counseling session over the phone (allow for 60-90 minutes).
4. Upon completion we will issue your Certificate.

Same Day Certificate Distribution:

1. You or your attorney will be able to access your Certificate of Counseling and Counseling Summary Online.
2. Log back into your account using your username and password and click on ‘DOC’ Center.
3. Print the Certificate of Counseling & Counseling Summary (as a courtesy we can also fax or email your certificate to your attorney upon request).

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Download these instructions as .pdf